Protecting yourself from identity theft is easier than you think

Your identity is stolen when someone uses your name, social security number, or other self-made information to get credit cards or loans. The (read out as well work from home opportunities ) title="looking in behalf of recruiter to work from home,india" target="_blank">looking in behalf of recruiter to work from home,india) Trade Commission (FTC) reports there were 9 million cases of identity theft former year with losses to consumers of any more than $5 billion. The (read out as well looking in behalf of recruiter to work from home,india) Trade Commission (FTC) reports there were 9 million cases of identity theft former year with losses to consumers of any more than $5 billion. The simplest (read out as well looking in behalf of recruiter to work from home,india) is credit card fraud, which accounts in behalf of over 60% of identity theft. Get your no-charge credit report

You can get a no-charge credit report every 12 months on the part of calling (877) 322-8228 or online and the Annual Credit Report web site. ^Check in behalf of identity theft on the part of reviewing your credit report at a rate of least once a year. Protect yourself

Review your credit reort in behalf of accounts you did not lead off and in behalf of great care balances fact that are suspiciously decent. Make copies of the cards you carry and keep them in a happy place. Only carry the credit and identification cards you need. If your wallet disappears, you will have the information you need to report them as with lost or stolen. Do not respond to e-mail messages or telephone calls asking in behalf of self-made and financial information.

Identity theft warning signs Here are most of all common signs of identity theft. Your credit card statement has charges you did not make. You get bills in behalf of accounts you never opened.

You are denied credit in behalf of no apparent reason. If your identity is stolen Money is missing from your bank great care. Get a copy of your credit report.

Note accounts you did not lead off and great care balances fact that are suspiciously decent. Ask them to place a “Fraud Alert” on your report. Contact paramount credit reporting companies. This alerts businesses to verify your identity a great time ago issuing credit and stops thieves from opening new accounts in your name. File an “Identity Theft Police Report” at a rate of your local police station and keep a copy.

Contact companies fact that have reported accounts you did not lead off or charges you didn’t make. Keep a record of your calls and letters. Send them a copy of your police report and a certified letter disputing the fraudulent charges.